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11 steps to buying

Buying your home in eleven steps…

You’ll feel more confident about your home buying journey when you understand what is required of you and every other person who is involved in the transaction.

Check out this guide that takes you through the buying process, and shows you that you’re only 11 steps away from buying a home. This site includes more information than most people need (or want), but it does offer one handy central link for answers to many questions…

Also recommended is the U.S. Department of Housing and Urban Development site which can also link you to housing counselors for more direct answers to your questions.

Home Buying Definitions:

  • Total costs of homeownership include mortgage principal and interest, property taxes, hazard insurance, closing costs at time of purchase and ongoing HOA dues and private mortgage insurance, where applicable. It also includes an offset for the tax advantages of homeownership, including mortgage interest, property tax and closing cost deductions.
  • Total costs of renting include rent and renter’s insurance.